Debt Snowball & Avalanche Planner
See how quickly you can become debt‑free. Enter your debts, choose snowball (smallest balance) or avalanche (highest rate), and visualize payoff time and interest saved.
This replaces the “minimums only” total. We’ll apply it using your strategy.
Snowball = smallest balance first. Avalanche = highest APR first.
| Debt | Balance | APR % | Min / mo |
|---|---|---|---|
Tip: Start by matching your actual minimums. Then increase the “Total budget” field to see how much faster you could be out of debt.
Debt‑free in
0 mo
Total interest
$0
First win
–
Motivation from your first payoff
Payoff order & timeline
Height = months to pay that debt
Bars show each debt’s payoff time with your chosen strategy. Hover over a bar to see details.
Current strategy timeline
This is an estimate only. Real‑world results depend on fees, changing rates, and your actual payments.